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Privacy Policy

Last updated: [Month DD, YYYY]

1. Introduction

Gorod LLC ("Gorod," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through [www.example.com] (the "Site"), how we use it, and the choices you have. This policy applies only to information collected through the Site. It does not apply to information we receive or process in the course of providing loan servicing and administrative services under a separate agreement with a client.

2. Information We Collect

Information you provide to us. When you submit our contact form, we collect the information you choose to enter: your name, email address, telephone number, the approximate number of loans in your portfolio, and the contents of your message.

Information collected automatically. When you visit the Site, our hosting provider automatically records limited technical information, such as your IP address, browser type, device type, referring page, and the date and time of your visit. This information is used to operate and secure the Site.

We do not knowingly collect Social Security numbers, financial account numbers, or other sensitive personal information through the Site. Please do not include such information in the message field of our contact form.

3. Cookies and Analytics

[Choose one and delete the other:]

(a) The Site does not use cookies, web beacons, or third-party analytics or advertising tools.

(b) The Site uses [name of analytics service] to understand how visitors use the Site. This service may set cookies in your browser. You can control cookies through your browser settings.

4. How We Use Information

We use the information described above to:

  • respond to your inquiry and communicate with you about our services;
  • provide, maintain, and improve the Site;
  • protect the Site against fraud, misuse, and security incidents; and
  • comply with applicable legal obligations.

We do not sell or rent your personal information, and we do not share it with third parties for their own marketing purposes.

5. How We Share Information

We may share your information with:

  • service providers that host the Site, deliver email, or provide similar technical services on our behalf, and that are permitted to use the information only to perform those services for us;
  • professional advisors, such as our attorneys and accountants, where reasonably necessary;
  • government authorities or other parties, where required by law, subpoena, or other legal process, or where we believe disclosure is necessary to protect our rights, your safety, or the safety of others; and
  • a successor entity in connection with a merger, acquisition, financing, or sale of all or part of our business.

6. Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information collected through the Site against unauthorized access, use, alteration, and disclosure, consistent with the New York Stop Hacks and Improve Electronic Data Security (SHIELD) Act. No method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain information submitted through the contact form for as long as necessary to respond to your inquiry and for our ordinary business and recordkeeping purposes, and thereafter as required by applicable law. You may ask us to delete your inquiry at any time using the contact details below.

8. Your Choices

You may ask us to correct or delete the information you submitted through the Site, or to stop contacting you, by writing to us at [Email]. We will respond to your request as required by applicable law.

9. Notice for California Residents

If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act, may give you the right to request access to, correction of, or deletion of your personal information, and the right not to be discriminated against for exercising those rights. We do not sell or share personal information as those terms are defined under California law. To make a request, contact us at [Email]. We may need to verify your identity before responding.

10. Notice for Visitors Outside the United States

The Site is operated in the United States and is intended for business users located in the United States. If you access the Site from outside the United States, you understand that your information will be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your jurisdiction.

11. Children's Privacy

The Site is directed to businesses and is not intended for children. We do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, please contact us at [Email] and we will delete it.

12. Third-Party Links

The Site may contain links to websites operated by others. We are not responsible for the privacy practices or content of those websites, and we encourage you to review their privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be posted on this page.

14. Contact Us

Gorod LLC
[Street address], Brooklyn, New York [ZIP]
[Email]
[Phone]